MAXIMIZING SELLERS’ EQUITY

OUR UNIQUE APPROACH

We prioritize helping sellers maximize their equity when they choose to sell their homes to us. Unlike conventional sales, where sellers often face a variety of expenses such as agent commissions, closing costs, and repairs, we offer a streamlined, cost-free process. We cover all closing costs, including the agent’s commission, allowing sellers to avoid the typical fees and deductions that can significantly reduce their final payout. This means that sellers can often walk away with as much, if not more, money at closing when selling to us, compared to selling through traditional methods.

To see the financial benefits of selling to us, we encourage you to use our Net Proceeds Calculator below. This tool allows you to easily compare the net proceeds you could expect from selling your home conventionally versus selling to us. By inputting your home’s details and considering the expenses covered by us, you’ll be able to see firsthand how much you could save and ultimately keep in your pocket. Whether you’re looking to avoid the hassle of a traditional sale or simply want to maximize your equity, our approach provides a transparent and profitable solution.

NET PROCEEDS CALCULATOR

NET PROCEEDS CALCULATOR

Selling Conventionally

Selling To Re-Vitalized

WHAT YOU SHOULD KNOW

What Happens If You Default?

In a subject-to transaction, sellers enjoy the same level of protection as lenders. How? We arm sellers with powerful instruments: a deed of trust and a promissory note. These tools empower sellers to safeguard their investment, ensuring peace of mind. Even in the unlikely event of default, sellers can take decisive action, including foreclosure on the home—just like a bank. Your security matters as much as ours.

What is the Due-on-Sale Clause & What Happens if it Gets Called?

The big boogeyman!

The due-on-sale clause is rarely invoked, often due to faulty work by inexperienced buyers. But fear not! In the unlikely event it’s called, remedies exist to safeguard everyone involved—seller, buyer, house and lender. Explore our comprehensive guide outlining the exact steps and protections. Your peace of mind is our priority.

How Will This Affect My VA Entitlement?

Concerned about your VA entitlement when selling your home subject to existing financing?

Let’s break it down for you. Our experienced mortgage brokers will assess your remaining entitlement, calculating it precisely to ensure you have a clear picture of where you stand. Next, we’ll evaluate your debt-to-income ratio to determine if you qualify. Your peace of mind matters, and we’re here to guide you every step of the way.

RECENT TRANSACTIONS

Seller Story

These sellers were great to work with! They were buying a brand new house and thought they needed to sell this house to qualify from a debt-to-income perspective. We were able to connect with their lender and lease the property from them to offset some of their expenses related to this house. The sellers were then able to qualify for their new house and were able to buy a beautiful home in a great community.

Transaction Details

Purchase Price: $353,145
Cash to Seller: $10,000
Agent’s Commission: $10,944
Mortgage Balance: $343,245
Interest Rate: 5.5%
Type of Loan: Conventional
Days on Market: 75 days

Rental Rate: $2,200