WHAT YOU SHOULD KNOW

How Will This Affect My VA Entitlement?

Concerned about your VA entitlement when selling your home subject to existing financing?

Let’s break it down for you. Our experienced mortgage brokers will assess your remaining entitlement, calculating it precisely to ensure you have a clear picture of where you stand. Next, we’ll evaluate your debt-to-income ratio to determine if you qualify. Your peace of mind matters, and we’re here to guide you every step of the way.

What Happens If You Default?

In a subject-to transaction, sellers enjoy the same level of protection as lenders. How? We arm sellers with powerful instruments: a deed of trust and a promissory note. These tools empower sellers to safeguard their investment, ensuring peace of mind. Even in the unlikely event of default, sellers can take decisive action, including foreclosure on the home—just like a bank. Your security matters as much as ours.

What is the Due-on-Sale Clause & What Happens if it Gets Called?

The big boogeyman!

The due-on-sale clause is rarely invoked, often due to faulty work by inexperienced buyers. But fear not! In the unlikely event it’s called, remedies exist to safeguard everyone involved—seller, buyer, house and lender. Explore our comprehensive guide outlining the exact steps and protections. Your peace of mind is our priority.

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